select the education loan that is right for you personally

select the education loan that is right for you personally

Take advantage of these features—with any loan employed for undergraduate or graduate school costs

No origination charges

No origination prepayment or fee penalty

Price discounts

Be eligible for discounts with on-time re payments and automobile debit

Several payment options

Pick the payment choice that’s best for you personally

Speed discounts: be given a 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments. Plus, get an additional 0.25 portion point rate of interest decrease for signing up for and making monthly obligations by automatic debit.

Undergraduate education loan

USC Credit Union Collegiate Preference ® Education Loan for Undergraduate Students

For bachelor’s and associate’s levels or perhaps a certification at a degree-granting school

Adjustable or interest that is fixed Variable prices: 2.75% APR – 10.65% APR Fixed rates: 4.74% APR – 11.85% APR cheapest rates shown range from the automobile debit discount

3 payment choices

  • Defer payments until when you graduate
  • Spend monthly interest while in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: get yourself a 0.25 portion point interest decrease for signing up for and making monthly obligations by automated debit. Plus, get an extra 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments.

Cosigner launch available: Apply to produce your cosigner through the loan when you graduate, make 12 principal that is on-time interest re re payments, and satisfy specific credit demands.

Set your self up for success with Chegg Study ®: This exclusive, free advantage offers you 4 months of Chegg Study’s online assistance, half an hour of real time online tutoring through Chegg ® Tutors, and 4 months of proofreading and citation assistance with EasyBib® Plus.

Offered to students enrolled full-time, half-time, much less than half-time

Parent Loan

USC Credit Union Parent Solution Education Loan

For moms and dads or other creditworthy people who desire to just simply just take duty for funding their pupil’s undergraduate, graduate, or certificate training at a degree-granting school

Adjustable or fixed rate of interest Adjustable prices: 5.00% APR – 11.62% APR Fixed prices: 5.49% APR – 12.87% APR cheapest rates shown are the automobile debit discount

2 payment choices

  • Interest payment
  • Principal and interest payment

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest decrease for signing up for and making monthly premiums by automated debit. Plus, get an extra 0.25 percentage point rate of interest decrease after making very first 12 principal that is on-time interest re re re payments.

Set your student up for success with Chegg Study ®: Your pupil are certain to get 4 months of Chegg Study’s on line assistance, thirty minutes of live online tutoring through Chegg Tutors, and 4 months of citation and proofreading assistance with EasyBib Plus.

Loans for graduate pupils

USC Credit Union Graduate Selection MBA Education Loan

Pay money for your company college expenses while you pursue your Masters of Business management level

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR cheapest rates shown range from the car debit discount

3 payment options

  • Defer payments until once you graduate
  • Spend interest that is monthly in college
  • Spend $25 per thirty days whilst in college

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: Get a 0.25 percentage point rate of interest decrease for signing up for and making payments that are monthly automated debit. Plus, get yet another 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re re payments.

USC Credit Union Graduate Selection M.D. Education Loan

Pay for your medical level costs in allopathic, basic, osteopathic, podiatric, radiology, activities, and veterinary medication

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.11% APR Fixed rates: 5.49% APR – 9.98% APR cheapest rates shown are the automobile debit discount

3 payment choices

  • Defer payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: Get a 0.25 portion point interest decrease for enrolling in and making payments that are monthly automated debit. Plus, get one more 0.25 portion point interest decrease after making very first 12 principal that is on-time interest re payments.

USC Credit Union Graduate Preference Dentistry Loan

Pay money for the dental level costs generally speaking dentistry, endodontics, dental and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.11% APR Fixed rates: 5.50% APR – 9.99% APR Lowest rates shown range from the car debit discount

3 payment choices

  • Defer re payments until when you graduate
  • Spend monthly interest while in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100per cent of school-certified costs

Speed discounts: Get a 0.25 portion point rate of interest reduction for searching for and making payments that are monthly automated debit. Plus, get yet another 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re payments.

USC Credit Union Medical Expert Student Loan

Pay for your health careers level expenses in allied wellness, medical, pharmacy, as well serious hyperlink as other health that is graduate-level

Adjustable or fixed rate of interest Adjustable prices: 3.75% APR – 9.40% APR Fixed prices: 5.50% APR – 10.23% APR Lowest rates shown are the automobile debit discount

3 payment choices

  • Defer re re payments until when you graduate
  • Spend interest that is monthly in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100percent of school-certified expenses

Speed discounts: get yourself a 0.25 portion point rate of interest reduction for searching for and making payments that are monthly automated debit. Plus, receive an extra 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re re payments.

USC Credit Union Graduate Selection Law Class Loan

Pay money for the college and expenses that are associated you learn for the legislation level

Adjustable or interest that is fixed Adjustable prices: 3.75% APR – 9.16% APR Fixed rates: 5.50% APR – 9.99% APR Lowest rates shown range from the automobile debit discount

3 payment choices

  • Defer re re payments until once you graduate
  • Spend monthly interest while in college
  • Spend $25 per while in school month

Borrow from $1,000 as much as 100percent of school-certified costs

Speed discounts: obtain a 0.25 percentage point rate of interest decrease for enrolling in and making monthly obligations by automated debit. Plus, get one more 0.25 portion point rate of interest decrease after making very first 12 on-time principal and interest re re payments.